jQuery.fn.formDefault = function(text){

	return this.each(function(){
    
		//Make sure we're dealing with text-based form fields
		if(this.type != 'text' && this.type != 'password' && this.type != 'textarea')
			return;
		
		//Store field reference
		var fld_current = this;
		
		//Set value initially if none are specified
		if(this.value == '') {
			this.value = text;
			$(this).addClass('default');
		} else if(this.value == text) {
			$(this).addClass('default');
		}else {
			//Other value exists - ignore
			$(this).removeClass('default');
			return;
		}
		
		//Remove values on focus
		$(this).focus(function() {
			if(this.value == text || this.value == '')
				this.value='';
				$(this).removeClass('default');
		});
		
		//Place values back on blur
		$(this).blur(function() {
			if(this.value == text || this.value == '')
				this.value = text;
				if(this.value == text) {
					$(this).addClass('default');
				}
		});
		
		//Capture parent form submission
		//Remove field values that are still default
		$(this).parents("form").each(function() {
			//Bind parent form submit
			$(this).submit(function() {
				if(fld_current.value==text) {
					fld_current.value='';
				}
			});
		});
		
	});
	
};